Specialty Finance

  • All brands and types of Horse, Cargo, Utility, LQ’s, RV’s, and Boats are eligible
  • New & Used (up to 10 years old)
  • Loan amounts from $7,400-$250,000
  • Rates from 5.50% – 9.00%
  • Terms 60 months up to 240 months
  • Tier 1 – 740+ Credit Score 5.50%
  • Tier 2 – 700+ Credit Score 7.00%
  • Tier 3 – 660+ Credit score 8.50%
  • Used add .50% to above rates
  • Minimum Credit Score 660
  • $195 Loan Closing Fee
  • 10% Minimum down payment (Proof of Income can be waived on Tier 1)
  • This program is currently available to residents of the 48 contiguous states.

Rock Solid Funding Gets You Approved

We are a professional financial services provider specializing in recreational equipment financing. We offer a safe and efficient finance process with tailored items to dealers and retail customers. We are located in Colleyville, Texas, and finance customers all across the United States. Whether you’ve picked out that perfect trailer at your local dealer or you’ve found “the one” from a private party on Craigslist or eBay, we can help.

Business Loans

For more than 20 years, Direct Capital has been providing small and mid-sized businesses with fast and easy access to the capital they need to grow and prosper. With a blazing fast online lending platform that delivers 30-day to 7-year financing at competitive prices!

High Credit Score

For High Credit Scores, Sheffield will fiance 100% of your trailer up to $25,000 with no money down with approved credit. It’s the quickest easiest way to finance your new Cargo or Race Trailer! Rates as low as 8.99%.

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